10 Ways to Save Money In 2013
Take control of your bank account, wallets and purses by implementing these 10 ways to save money!
Learning money management is one of the most important subjects in this world today, yet a large number of people mismanage their money. How we manage our money contributes to how we will live in the future. From retiring and enjoying your life doing what you wish to, having to work as a Wal-Mart greeter at the age of 65. This all depends on what you do with your money NOW. Remember, no one knows how long social security and other government assistance programs will be available so take precaution and start thinking about how you will reach your retirement goals (and yes I'm speaking to all ages, 18+).
With that being said, it's time to start seriously thinking about your future and taking control of your not-so-good money habits! Here are 10 ways to save money in 2013
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If you’re searching for a quick 10 ways to save money, you must evaluate your income and expenses, and work to lower expenses and raising your income. If you're serious about saving more money, then you should be prepared to get rid of things/services that you do NOT need.
Lowering Your Expenses
1. Your cable service- ditch it! Switch to online streaming. All you need is internet, a Hulu subscription ($7.99/mo.) and/or Netflix ($7.99/mo.) and you're all set! There are even streaming entertainment devices you can connect to your TV to access Hulu, Netflix, and other TV applications, so you can still use your computer for whatever you please. There are also other websites where you can watch new movies for FREE! (for more please refer to website given in this article).
2. Your groceries- Use coupons and purchase off brand products (they're just as good and sometimes even better! Shop at stores like Big lots (I buy tissue from Big lots, a 12 pack for only $5!), the Dollar Tree (they take coupons now), and the 99cent store (they carry many quality dairy products, fruit, and veggies). These stores hold plenty of name brand/quality off-brand products for half the price!
3. Your car- If buying a car, buy used. Save on gas by filling up in the morning when gas is "heavier" because of the cold air. You'll spend more money buying gas later in the day because it's more 'runny' due to heat (never "top off" your gas; it's a waste of money).
Do Things That Make Money
1. If possible, obtain a part-time job. That can be an extra check for you to put directly into your savings account (yes, the whole thing).
2. Do gigs- Fiverr.com/Goferr.com allows you to post gigs for free. If you don't feel that you have a skill/talent (I believe you do), that's okay. Offer to distribute flyers for people/businesses or other simple gigs others prefer not to do.
3. Start a part-time business-(for more please refer to website given in this article).
4. Become a professional internet marketer- Making money online is very popular, and can be rather simple with the right company.
5. Become an IBO (independent business owner)- Instead of dealing with the expenses of a business and having to learn everything yourself, you can become a independent business owner where everything is already there for you. There's no need to get a website, they provide training, and the cost of entry is very low depending on the company.
Make Your Own
1. Make your own laundry soap
2. Make home improvements with things around the house
*A Creative Tip*
One way to easily save extra money is to keep your change. When I shop I only break dollars. At the end of the day I end up with a pocket full of change that I place into a jar and end up with about $20-30 in a month with the little shopping that I do. I used to use it for emergencies, and then thought to myself "what if I put this into savings instead of spending it?!". So that's exactly what I started doing. $20-30 doesn't sound like a lot, but that will add up to an extra $240-$360 at the end of the year! If you have a family, of course you're spending a bit more, so you would have more change left over. Think about it! Say if you could end up with $50 in change monthly (just doing your regular monthly shopping, please don't spend more, just to have more change to save lol), that's $600 a year! Just by keeping your change! Who would've thought?
Take control of your bank account, wallets and purses by implementing these 10 ways to save money!
Learning money management is one of the most important subjects in this world today, yet a large number of people mismanage their money. How we manage our money contributes to how we will live in the future. From retiring and enjoying your life doing what you wish to, having to work as a Wal-Mart greeter at the age of 65. This all depends on what you do with your money NOW. Remember, no one knows how long social security and other government assistance programs will be available so take precaution and start thinking about how you will reach your retirement goals (and yes I'm speaking to all ages, 18+).
With that being said, it's time to start seriously thinking about your future and taking control of your not-so-good money habits! Here are 10 ways to save money in 2013
.
If you’re searching for a quick 10 ways to save money, you must evaluate your income and expenses, and work to lower expenses and raising your income. If you're serious about saving more money, then you should be prepared to get rid of things/services that you do NOT need.
Lowering Your Expenses
1. Your cable service- ditch it! Switch to online streaming. All you need is internet, a Hulu subscription ($7.99/mo.) and/or Netflix ($7.99/mo.) and you're all set! There are even streaming entertainment devices you can connect to your TV to access Hulu, Netflix, and other TV applications, so you can still use your computer for whatever you please. There are also other websites where you can watch new movies for FREE! (for more please refer to website given in this article).
2. Your groceries- Use coupons and purchase off brand products (they're just as good and sometimes even better! Shop at stores like Big lots (I buy tissue from Big lots, a 12 pack for only $5!), the Dollar Tree (they take coupons now), and the 99cent store (they carry many quality dairy products, fruit, and veggies). These stores hold plenty of name brand/quality off-brand products for half the price!
3. Your car- If buying a car, buy used. Save on gas by filling up in the morning when gas is "heavier" because of the cold air. You'll spend more money buying gas later in the day because it's more 'runny' due to heat (never "top off" your gas; it's a waste of money).
Do Things That Make Money
1. If possible, obtain a part-time job. That can be an extra check for you to put directly into your savings account (yes, the whole thing).
2. Do gigs- Fiverr.com/Goferr.com allows you to post gigs for free. If you don't feel that you have a skill/talent (I believe you do), that's okay. Offer to distribute flyers for people/businesses or other simple gigs others prefer not to do.
3. Start a part-time business-(for more please refer to website given in this article).
4. Become a professional internet marketer- Making money online is very popular, and can be rather simple with the right company.
5. Become an IBO (independent business owner)- Instead of dealing with the expenses of a business and having to learn everything yourself, you can become a independent business owner where everything is already there for you. There's no need to get a website, they provide training, and the cost of entry is very low depending on the company.
Make Your Own
1. Make your own laundry soap
2. Make home improvements with things around the house
*A Creative Tip*
One way to easily save extra money is to keep your change. When I shop I only break dollars. At the end of the day I end up with a pocket full of change that I place into a jar and end up with about $20-30 in a month with the little shopping that I do. I used to use it for emergencies, and then thought to myself "what if I put this into savings instead of spending it?!". So that's exactly what I started doing. $20-30 doesn't sound like a lot, but that will add up to an extra $240-$360 at the end of the year! If you have a family, of course you're spending a bit more, so you would have more change left over. Think about it! Say if you could end up with $50 in change monthly (just doing your regular monthly shopping, please don't spend more, just to have more change to save lol), that's $600 a year! Just by keeping your change! Who would've thought?
